ICB’s Treasury Management Services are online tools for business users designed to efficiently and securely process the collection of receivables, control disbursements of payments, reconcile accounts, provide balance information, and manage cash flow.
Ultimate Access Business Banking
Important decisions don’t wait for the bank to be open. Get your real-time financial data day or night with our easy-to-use online banking Treasury Management system. Through Ultimate Access, you can view account balances, review account transactions, transfer funds between accounts, originate ACH payments, initiate wire transfers, help prevent check fraud, and much more. With Ultimate Access Business Banking, our bank is always there for you.
Why be tied to your computer? Download our free Mobile App to manage your business accounts on the go!
- Deposit checks
- Check your balance
- Transfer funds between accounts
- Pay bills from your phone or tablet
- Receive notifications
- Remit or approve ACH & wire transfers
- Verify positive pay
Our app is on Apple App Store and Google Play.
Take control of your cash flow and simplify your payroll process while saving money and time. Automated Clearing House (ACH) transactions are available in Ultimate Access Business Banking. ACH Manager allows you to transfer funds between accounts at other financial institutions, make and receive payments, and schedule recurring transactions. ACH Manager is a fully automated payment service that allows you to streamline your operations, improve your cash flow, and facilitate payroll.
Needing to move funds quickly and securely? Wire Manager is a great tool for securely sending and receiving money directly from an account at one financial institution to an account at another in a matter of minutes. The electronic transfers provide the fastest way for your business to send money to both business and personal accounts in the U.S.
Ultimate Deposit Direct
Don’t waste time on trips to the bank. Ultimate Deposit Direct converts paper checks into electronic deposits straight into your ICB account(s). Our service and a small PC-compatible desktop scanner eliminate trips to the banking center and improve cash flow by depositing checks immediately. It is quick, easy, and secure.
Worried about growing fraud and want to protect yourself from unauthorized transactions? ICB offers Positive Pay as an effective risk management solution to help mitigate fraudulent activity. The Positive Pay system can electronically match the checks your company issues with those presented for payment. Any check considered to be potentially fraudulent would be flagged for your examination and decision. Let us help you mitigate the risk from check fraud with Positive Pay.
Business Bill Pay
Need an easier way to pay your mortgage or rent, water, utilities, credit cards, insurance, memberships, etc.? Now you can pay all your bills with ICB’s Business Bill Pay from any computer or mobile device that has internet access. Business Bill Pay helps you organize your payables and keep track of your upcoming payments. Business Bill Pay is the most efficient, easiest, and fastest way to pay bills. Our system is designed to:
- Pay bills in minutes
- Set up automatic payments
- Pay anyone, anytime
- Receive eBills
- Link invoices to payments
ICB offers various Lockbox services for your business. Payments can be collected and deposited at your business, any of our convenient banking centers, or mailed to a P.O. Box. Payments are retrieved, processed, and deposited on a daily basis in order to expedite the funds into your account. Deposits are available to view online the same day they were deposited.
Accept payments any way and anywhere your customers want to pay. Customers want you to accept payments a number of ways including credit and debit cards, checks, gift cards, and mobile pay. Let ICB help you offer the convenience and flexibility your customers want by accepting all the payment types their customers use.
Night Deposit Service
Sometimes the day doesn’t go according to plan and you can’t make it to the bank. That’s why ICB offers Night Deposit Service to protect your cash deposits. Our night deposit service is convenient, secure, and available 7 days a week, 24-hours a day. Our vault-protected night depository service, at no additional charge, might be the solution you need.
At ICB, our industry leading business credit card products offer a full range of options. Apply online for the business credit card that best meets your needs.
See an associate for more details about our Treasury Management Services.