Business Checking Accounts

At ICB, we’ll tailor our services to meet your business needs—whether you’re just starting out or have a solid, established business. Let us work together to find the account and services that are just right.

Business Relationship
Checking

Our Business Relationship Checking offers you and your company access to our full line of professional banking services and benefits.

  • The first 300 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

A monthly service fee of $20 will be waived if the account balance remains above $5,000.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check included within a deposit. Monthly transaction volumes in excess of 300 individual items will be charged at $.25 per item.

Business Analysis
Checking

Our Business Analysis Checking offers the business owner a competitive checking account with easy to read itemized statements.

  • No minimum balance required
  • Monthly service fees are based on transaction volume and are calculated through account analysis*
  • Balances receive an earnings credit based on a competitive market rate, which reduces or offsets service charges
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*There is a monthly service fee of $6; a per debit/check fee and per credit/deposit fee of $.15; item deposit fee of $.05 and an earnings credit reserve of 10%; no FDIC charges.

Business Plus
Checking

Our Business Plus Checking offers the business owner a competitive interest rate with all the benefits of our business banking services.

  • Earns interest
  • The first 150 items are processed FREE each month*

The $20 monthly service fee will be waived if the daily balance remains above $5,000.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check included within a deposit. Monthly transaction volumes in excess of 150 individual items will be charged at $.25 per item.

Community Investment
Checking

Start earning money for your non-profit with this unique interest bearing checking account.

  • No monthly service fee
  • No minimum balance required
  • Earns interest
  • The first 750 items are processed FREE each month*
  • Must have 501 status

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check included within a deposit. Monthly transaction volumes in excess of 750 individual items will be charged at $.50 per item.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

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