Personal Checking Accounts

FIND THE RIGHT CHECKING ACCOUNT FOR YOU

ICB, a community bank since 1984, is dedicated to serving the financial needs of clients throughout Southern California. We offer a wide range of accounts and services designed specifically for you. More than just individual products and services, we offer a knowledgeable team of Relationship Managers committed to meeting your needs.

Personal Checking

This is our basic checking account that offers these features:

  • Open an account with a $250 deposit
  • Non-interest bearing
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The $7.50 monthly service fee will be waived if the daily account balance remains above $250.

Elevate Checking

Our high-yield checking account allows you to customize your interest rate, so you can keep your finances headed in the right direction. This account offers the following features:

  • Open an account with a $25 deposit
  • Must complete minimum of 6 posted and cleared debit card Point-of-Sale (POS) purchases per statement cycle to earn interest
  • FREE unlimited check writing
  • Visa® Debit Card available
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • 24-hour ATM access

The $5 monthly service fee will be waived if the daily account balance remains above $500. Paper statement fee of $5 if eStatements not utilized.

NOW Account

The NOW Account offers the following features:

  • Open an account with a $1,500 deposit
  • Earns interest
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The $14.00 monthly service fee will be waived if the daily account balance remains above $1,500.

Index Checking

Index Checking offers complete flexibility and access to your funds while earning a premium rate. This account offers the following features:

  • Open an account with a $250,000 deposit
  • No minimum balance required
  • Tiered interest rates
  • Monthly Direct Deposit required
  • FREE International City Bank specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly eStatements (eStatements required with this account)
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • 24-hour ATM access

There is no monthly service fee with this account.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

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