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Customer Testimonials

ICB Mobile Website
ICB Mobile Website

ICB Has Gone Mobile

ICB Has Gone Mobile

We have built our business alongside our clients’ and the time has come to update for our clients. We strongly believe that in getting to know you and your business better, we’ll serve you better. In doing so we want you to know us better and provide access from anywhere. We are now fully visible from your smart device and happy to be with you wherever you are.

Who is ICB?

International City Bank Building

International City Bank is a unique business bank that specializes in personalized, customized financial care.

We believe that in order to empower businesses, a bank must get to know each one of its clients on a personal level. In fact, this is where we shine—we bank with you; we work to understand you so that we can help you reach your goals faster, so that you and your business can go farther. In the final analysis, your success is our success.

International City Bank has been serving thousands of satisfied clients since 1984.

Business Banking

Business Banking

Personal Banking

Business Banking

Investing In Your Future

Business Banking

Meet Our Leadership


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Michael C. Miller
President & Chief Executive Officer

Michael (“Mike”) is responsible for overseeing and managing all strategic objectives of the Bank. Prior to being named President & CEO he held the position of EVP/CCO for ICB. Mr. Miller is a voting member of the Board’s Loan Committee and Executive Committee and also serves as chair of the Executive Management Asset Liability Committee and is a member of the Strategic Markets and Interest Rate Risk Committee. Additionally, Mr. Miller is a Board member for various local organizations. He majored in Business Administration and graduated from Pacific Coast Banking School in 2002. He started his banking career in 1976 and has over 41 years of banking experience, primarily in the community banking industry. Mr. Miller originally started with the Bank in 2005 as EVP/CCO. He left the Bank in 2007 and returned in 2009 when he accepted the position of President & CEO.

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Robert D. Ross
Executive Vice President & Chief Credit Officer

Robert (“Rob”) is responsible for overseeing and managing the lending and credit areas of the Bank. His responsibilities include monitoring the risk of the loan portfolio. Mr. Ross is a member of the Executive Management Asset Liability Committee, Business Continuity Committee, and is the designated Community Reinvestment Act (CRA) Officer. Mr. Ross has served on the loan committee for the Los Angeles County Community Development Commission for over 20 years and has been active in numerous non-profit service organizations including the Lions Club and YMCA. He graduated from University of California, Davis with a B.A. in Economics before starting his career in finance with General Electric Credit Corporation. He started his banking career with Crocker Bank in 1986. He has been active in community banking since 1989 and provided loan review services to numerous community banks in the Southern California region. Mr. Ross has been with the Bank since 2016.

Headshot image of Paula-Rose Wihongi
Paula-Rose Wihongi
Senior Vice President & Chief Financial Officer

Paula-Rose is responsible for overseeing and managing the finance, operations and human resources departments of the Bank. Her financial responsibilities include forecasting and risk monitoring for the Bank. She is a member of the Executive Management Asset Liability Committee, Business Continuity Committee, and Strategic Markets and Interest Rate Risk Committee. Ms. Wihongi was the Chairman of the Southeast Los Angeles Workforce Investment Board for a number of years and is the Treasurer for Children Today, a Long Beach based non-profit organization that provides trauma-informed child development and support services for children and families who face homelessness. She majored in Accounting at Brigham Young University and started her banking career as a part time teller while in college. She has over 30 years of community banking experience. Ms. Wihongi has been with the Bank since 2008.

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Shannon E. Vinson
Senior Vice President & SBA Department Manager

Shannon is responsible for overseeing and managing the SBA Department of the Bank. Prior to joining ICB, Mr. Vinson worked for a Los Angeles community bank and was the owner of his own SBA consulting business for over 20 years. He majored in Liberal Arts and graduated from The Graduate School of Banking in Madison, Wisconsin in 1987. He started his banking career in 1973 and has over 44 years of banking experience, primarily in the community banking industry. Mr. Vinson has been with the Bank since 2014.

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Jeff R. Delva
Vice President & Relationship Manager

Jeff enjoys working with a variety of companies to create tailor-made financing solutions that are mutually beneficial for both parties. He prefers community banking because of the direct contact he has with his clients that allows him to provide a value-add service that forms long lasting partnerships. He majored in Finance and received a Certificate of Advance Accounting from the University of Santa Clara. With 10 years of community banking experience in Northern California, Mr. Delva is excited to be working in Long Beach and enjoys this thriving community. When not in his business suit, you will find him in his wetsuit in Huntington Beach. Mr. Delva has been with the Bank since 2017.

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Michael W. Huey
Vice President & Portfolio Manager

Michael is responsible for managing the commercial loan portfolio, credit risk assessment, and building and creating banking relationships. He began his banking career working as a teller in downtown Long Beach while studying Business Administration and Economics at California State University, Long Beach. He also obtained a California real estate sales license while at CSULB. With over 30 years of commercial banking experience in Southern California, he focuses on the community banking relationships that provide satisfaction in helping small businesses grow and prosper. He volunteers as a coach and tournament director for a non-profit youth basketball organization and continues to play basketball in his spare time.

Headshot image of Angelita Morentin
Angelita Morentin
Vice President & Loan Operations Manager

Angelita carries 30 plus years’ experience in loan administration and loan operations. She is responsible for overseeing and managing the Loan Operations which includes loan processing, documentation and loan servicing. Ms. Morentin majored in Respiratory Therapy and changed her major to Accounting and started her banking career at Security Pacific National Bank as a teller while in college. She has national and community banking experience. Ms. Morentin has been with the Bank since 2014.

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Janet Nelson
Vice President & Deposit Relationship Specialist

Janet is focused on client relationships and growing Bank deposits. Ms. Nelson started her banking career working for a community savings and loan in Pittsburgh, Pennsylvania. She moved to Los Angeles in 1986 and has worked in various lending, cash management, and management positions over the past 30 years. She has spent the majority of her career working for commercial banks focused on maintaining and growing client relationships and advising clients on deposit and cash management services. She has served on the boards of various non-profit organizations and is currently a member of the Long Beach Rotary. Ms. Nelson has been with the Bank since 2016.

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Yvonne Santos
Vice President & Small Business Administration Underwriter

Yvonne is responsible for underwriting and maintaining the Bank’s SBA portfolio. She has over 19 years of commercial lending experience from large banking institutions and brings credit expertise from a wide range of industries. As an alumni of the University of Southern California, Ms. Santos serves as a leadership mentor to business professionals and serves on a local Long Beach school’s PTA board in charge of Fundraising. She has been an active participant in Long Beach for over 14 years as a resident and strives to empower community members in making a difference. Ms. Santos has been with the Bank since 2017.

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Takeo S. Sasaki
Vice President & Controller

Takeo is responsible for the daily management of the finance department. His responsibilities include forecasting and risk monitoring for the Bank. He is also responsible for the accounting of the Bank’s investment portfolio. He is a member of the Bank’s Strategic Market and Interest Rate Risk Committee, and the Bank’s Finance, Operations, Technology, Compliance, Lending and Cyber Security Committee. Takeo has over 25 years of accounting and finance experience with various commercial and community banks in Southern California. Prior to joining the Bank, he had a consulting practice specializing in providing services to financial institutions and bank holding companies. Takeo received a Bachelors degree in Accounting at California State University, Long Beach. Mr. Sasaki has been with the Bank since 2017.

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Michael Sears
Vice President & Relationship Manager

Michael (“Mike”) is responsible for business development, underwriting and all other aspects of client relationships. Mr. Sears has spent his entire career working for community banks in the Southern California area and started his career with AVCO Finance in Northridge California. He then entered a Loan Officer Training Program with a Southern California based bank. He attended both California State University, Merced and California University State University, Fresno majoring in Business Administration. Mr. Sears has been with the Bank since 2015.

Headshot image of Rebecca Vasquez
Rebecca Vasquez
Vice President & Operations Administrator

Rebecca (“Becky”) responsibilities include operations administration, oversight and management of electronic banking functions, development of operational procedures, staff training, and customer relations. Ms. Vasquez is a member of the Finance, Operations, Technology, Compliance, Lending, and Cyber Security Committee. She has over 20 years of banking experience and is a true community banker through and through. Ms. Vasquez has been with the Bank since 2000.

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Jonathan Wan
Vice President & Portfolio Manager Irvine Office

Jonathan is responsible for the Irvine Branch’s lending portfolio including loan origination, risk assessment and portfolio management. Prior to joining International City Bank, Mr. Wan has served in credit administration and portfolio management with various community banks in Southern California. Mr. Wan obtained his Bachelor of Science degree in International Business from California State University of Fullerton and has resided in Orange County since 1994. Mr. Wan was born in Hong Kong and speaks multiple languages including Cantonese, Mandarin and English.He has been with the Bank since 2016.

Headshot image of Silvia Zada
Silvia Zada
Vice President, Branch Manager
Irvine Office

Silvia has 36 years’ banking experience and specializes in the Southern California region, with an emphasis on the Orange County market. Her background in the retail banking industry, where she managed and established a portfolio and provided clients with personal financial counseling, commercial and consumer lending services, and ensured long term account relationships were developed and maintained. Ms. Zada experience allows her to combine personal knowledge with premier service when managing customer relationships. Ms. Zada represents ICB as a member of the Greater Irvine Chamber as well as the Lake Forest Chamber of Commerce. Ms. Zada has been with the Bank since 2016.

Headshot image of Loyda Morales
Loyda Morales
Operations Officer

Loyda is responsible for the supervision of tellers, new accounts and customer service areas. She graduated from Biola University with a Master’s degree in Business Administration and Concordia University with a Bachelor’s degree in Business Leadership and Administration. She started in banking as an intern while in high school, and now she has over 14 years of experience. Ms. Morales has been with the Bank since 2013.

Richard's headshot photo
Richard Campa
Operations Officer Irvine Office

Richard is responsible for performing and managing day to day operation functions such as new accounts, wire processing, teller functions and customer service. Mr. Campa has 16 years of banking experience starting as a part-time teller and now has over 14 years’ experience in management. Mr. Campa has been with the Bank since 2015.

Headshot image of Miguel Partida
Miguel Partida
Electronic Banking Coordinator

Miguel is responsible for providing primary support to customers of the Bank’s Online Banking, E Statement, Remote Deposit Capture (RDC), and Cash Management (ACH, Wire Origination, Balance Reporting) services. Mr. Partida started his banking career as a teller and has gained his experience by working in various banking departments such as operations, accounting, and treasury (wire) departments with community and commercial banks. Mr. Partida has been in banking for 14 years. He prides himself in providing exceptional customer service and catering to the needs of each client individually. He has been with the Bank since 2014.