Entries by Melody Gowins

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Credit Score Is Not Just a Score

Not Just a Score! April is Financial Literacy Month. At International City Bank, we believe that knowledge and understanding is the key to unlocking financial success. Understanding your credit is part of financial literacy and wellness. That is why we offer our customers Credit Score. Your credit score is an essential factor in your finances, […]

It’s Time for Your Annual Financial Checkup

The holidays are over, the decorations are packed away, and a fresh start awaits! It’s time to take a good, hard look at your finances and see where you stand. Think of it as a financial spring cleaning – a time to declutter your spending habits, identify areas for improvement, and set yourself up for […]

The Key to Effective Budgeting

Taking control of your finances is crucial at every stage of life. Whether you’re saving for a down payment, planning for retirement, or simply striving for greater financial peace of mind, understanding your spending habits, and creating a budget are essential steps. Understanding Your Spending Before you can effectively manage your money, you need to […]