About ICB

ICB Philosophy

Community Commitment Since 1984

ICB Philosophy

Established and headquartered in Long Beach, International City Bank has been dedicated to serving the financial needs of businesses and business professionals throughout Southern California since 1984. A true community business bank, International City Bank derives its name from an early title given to the City of Long Beach (International City).

International City Bank offers a wide range of deposit and credit services designed for businesses and professionals. Each relationship is unique to fit our clients’ needs and great care is taken to anticipate every financial service or product that will help our businesses grow. Our lending is done in house and we don’t make our decisions based solely on computerized formulas – we take the time to learn about our clients’ businesses in order to help them grow. Because of our size, we can remain extremely competitive in pricing and interest rates.

But more than just individual products and services, we are proud to offer the ultimate banking experience. We pride ourselves on our friendly and knowledgeable staff, many of whom have enjoyed a long career here at ICB. Clients deal directly with decision-makers that know them personally.

We also firmly believe in investing in our community. Not only do we provide deposit and lending services to our growing non-profits, we also provide volunteer and board support as well. When our non-profits succeed, the entire community succeeds, because these organizations are the engines of growth that provide education, resources and shelter to those in need.

View Community Involvement

Meet Our Leadership

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Michael C. Miller
President & Chief Executive Officer

Michael (“Mike”) is responsible for overseeing and managing all strategic objectives of the Bank. Prior to being named President & CEO he held the position of EVP/CCO for ICB. Mr. Miller is a voting member of the Board’s Loan Committee and Executive Committee and also serves as chair of the Executive Management Asset Liability Committee and is a member of the Strategic Markets and Interest Rate Risk Committee. Additionally, Mr. Miller is a Board member for various local organizations. He majored in Business Administration and graduated from Pacific Coast Banking School in 2002. He started his banking career in 1976 and has over 41 years of banking experience, primarily in the community banking industry. Mr. Miller originally started with the Bank in 2005 as EVP/CCO. He left the Bank in 2007 and returned in 2009 when he accepted the position of President & CEO.

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Paula-Rose Wihongi
Senior Vice President & Chief Financial Officer

Paula-Rose is responsible for overseeing and managing the finance, operations and human resources departments of the Bank. Her financial responsibilities include forecasting and risk monitoring for the Bank. She is a member of the Executive Management Asset Liability Committee, Business Continuity Committee, and Strategic Markets and Interest Rate Risk Committee. Ms. Wihongi was the Chairman of the Southeast Los Angeles Workforce Investment Board for a number of years and is the Treasurer for Children Today, a Long Beach based non-profit organization that provides trauma-informed child development and support services for children and families who face homelessness. She majored in Accounting at Brigham Young University and started her banking career as a part time teller while in college. She has over 30 years of community banking experience. Ms. Wihongi has been with the Bank since 2008.

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Shannon E. Vinson
Senior Vice President & SBA Department Manager

Shannon is responsible for overseeing and managing the SBA Department of the Bank. Prior to joining ICB, Mr. Vinson worked for a Los Angeles community bank and was the owner of his own SBA consulting business for over 20 years. He majored in Liberal Arts and graduated from The Graduate School of Banking in Madison, Wisconsin in 1987. He started his banking career in 1973 and has over 44 years of banking experience, primarily in the community banking industry. Mr. Vinson has been with the Bank since 2014.

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Jeff R. Delva
Vice President & Relationship Manager

Jeff enjoys working with a variety of companies to create tailor-made financing solutions that are mutually beneficial for both parties. He prefers community banking because of the direct contact he has with his clients that allows him to provide a value-add service that forms long lasting partnerships. He majored in Finance and received a Certificate of Advance Accounting from the University of Santa Clara. With 10 years of community banking experience in Northern California, Mr. Delva is excited to be working in Long Beach and enjoys this thriving community. When not in his business suit, you will find him in his wetsuit in Huntington Beach. Mr. Delva has been with the Bank since 2017.

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Michael W. Huey
Vice President & Portfolio Manager

Michael is responsible for managing the commercial loan portfolio, credit risk assessment, and building and creating banking relationships. He began his banking career working as a teller in downtown Long Beach while studying Business Administration and Economics at California State University, Long Beach. He also obtained a California real estate sales license while at CSULB. With over 30 years of commercial banking experience in Southern California, he focuses on the community banking relationships that provide satisfaction in helping small businesses grow and prosper. He volunteers as a coach and tournament director for a non-profit youth basketball organization and continues to play basketball in his spare time.

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Janet Nelson
Vice President & Deposit Relationship Specialist

Janet is focused on client relationships and growing Bank deposits. Ms. Nelson started her banking career working for a community savings and loan in Pittsburgh, Pennsylvania. She moved to Los Angeles in 1986 and has worked in various lending, cash management, and management positions over the past 30 years. She has spent the majority of her career working for commercial banks focused on maintaining and growing client relationships and advising clients on deposit and cash management services. She has served on the boards of various non-profit organizations and is currently a member of the Long Beach Rotary. Ms. Nelson has been with the Bank since 2016.

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Yvonne Santos
Vice President & Small Business Administration Underwriter

Yvonne is responsible for underwriting and maintaining the Bank’s SBA portfolio. She has over 19 years of commercial lending experience from large banking institutions and brings credit expertise from a wide range of industries. As an alumni of the University of Southern California, Ms. Santos serves as a leadership mentor to business professionals and serves on a local Long Beach school’s PTA board in charge of Fundraising. She has been an active participant in Long Beach for over 14 years as a resident and strives to empower community members in making a difference. Ms. Santos has been with the Bank since 2017.

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Takeo S. Sasaki
Vice President & Controller

Takeo is responsible for the daily management of the finance department. His responsibilities include forecasting and risk monitoring for the Bank. He is also responsible for the accounting of the Bank’s investment portfolio. He is a member of the Bank’s Strategic Market and Interest Rate Risk Committee, and the Bank’s Finance, Operations, Technology, Compliance, Lending and Cyber Security Committee. Takeo has over 25 years of accounting and finance experience with various commercial and community banks in Southern California. Prior to joining the Bank, he had a consulting practice specializing in providing services to financial institutions and bank holding companies. Takeo received a Bachelors degree in Accounting at California State University, Long Beach. Mr. Sasaki has been with the Bank since 2017.

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Michael Sears
Vice President & Relationship Manager

Michael (“Mike”) is responsible for business development, underwriting and all other aspects of client relationships. Mr. Sears has spent his entire career working for community banks in the Southern California area and started his career with AVCO Finance in Northridge California. He then entered a Loan Officer Training Program with a Southern California based bank. He attended both California State University, Merced and California University State University, Fresno majoring in Business Administration. Mr. Sears has been with the Bank since 2015.

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Rebecca Vasquez
Vice President & Operations Administrator

Rebecca (“Becky”) responsibilities include operations administration, oversight and management of electronic banking functions, development of operational procedures, staff training, and customer relations. Ms. Vasquez is a member of the Finance, Operations, Technology, Compliance, Lending, and Cyber Security Committee. She has over 20 years of banking experience and is a true community banker through and through. Ms. Vasquez has been with the Bank since 2000.

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Jonathan Wan
Vice President & Portfolio Manager Irvine Office

Jonathan is responsible for the Irvine Branch’s lending portfolio including loan origination, risk assessment and portfolio management. Prior to joining International City Bank, Mr. Wan has served in credit administration and portfolio management with various community banks in Southern California. Mr. Wan obtained his Bachelor of Science degree in International Business from California State University of Fullerton and has resided in Orange County since 1994. Mr. Wan was born in Hong Kong and speaks multiple languages including Cantonese, Mandarin and English.He has been with the Bank since 2016.

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Silvia Zada
Vice President, Branch Manager
Irvine Office

Silvia has 36 years’ banking experience and specializes in the Southern California region, with an emphasis on the Orange County market. Her background in the retail banking industry, where she managed and established a portfolio and provided clients with personal financial counseling, commercial and consumer lending services, and ensured long term account relationships were developed and maintained. Ms. Zada experience allows her to combine personal knowledge with premier service when managing customer relationships. Ms. Zada represents ICB as a member of the Greater Irvine Chamber as well as the Lake Forest Chamber of Commerce. Ms. Zada has been with the Bank since 2016.

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Loyda Morales
Operations Officer

Loyda is responsible for the supervision of tellers, new accounts and customer service areas. She graduated from Biola University with a Master’s degree in Business Administration and Concordia University with a Bachelor’s degree in Business Leadership and Administration. She started in banking as an intern while in high school, and now she has over 14 years of experience. Ms. Morales has been with the Bank since 2013.

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Richard Campa
Operations Officer Irvine Office

Richard is responsible for performing and managing day to day operation functions such as new accounts, wire processing, teller functions and customer service. Mr. Campa has 16 years of banking experience starting as a part-time teller and now has over 14 years’ experience in management. Mr. Campa has been with the Bank since 2015.

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Miguel Partida
Electronic Banking Coordinator

Miguel is responsible for providing primary support to customers of the Bank’s Online Banking, E Statement, Remote Deposit Capture (RDC), and Cash Management (ACH, Wire Origination, Balance Reporting) services. Mr. Partida started his banking career as a teller and has gained his experience by working in various banking departments such as operations, accounting, and treasury (wire) departments with community and commercial banks. Mr. Partida has been in banking for 14 years. He prides himself in providing exceptional customer service and catering to the needs of each client individually. He has been with the Bank since 2014.

Board of Directors

Headshot image of James J. Sullos, Jr.
James J. Sullos, Jr.
Chairman of the Board

Mr. Sullos began his career in 1962 when he joined Windes & McClaughry Accountancy Corporation. He became partner in the firm in 1969 and was elected Managing Partner in 1990, before retiring in 2001. In addition to being a CPA, Mr. Sullos is a Personal Financial Specialist (PFS) accredited by the AICPA, as well as a certified Financial Planner (CFP®), a financial planning accreditation issued by the CFP Board of Standards. He is currently a member of the Board of Directors of Long Beach Community Foundation, the Board of Governors of the Long Beach City College Foundation, an advisor to Meals on Wheels and a member of the Audit Committee of Rancho Los Cerritos Foundation. He is also President of Edgar Rice Burroughs, Inc., a company that owns international trademarks and copyrights.

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Stephen R. Oettinger
Vice Chairman

Mr. Oettinger is President of the Oettinger Group, Inc., a consulting firm that provides advice to the oil and gas industry. He also raises equity for select oil and gas projects and apartment buildings.

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Jean Bixby Smith

Ms. Smith was employed in the real estate industry for over 25 years. She was Chairman of Bixby Land Company from 1997-2006 after serving as its President from 1984-1997. She retired from the board in 2011. An active participant in civic affairs, Ms. Smith is currently serving on a number of community boards including Tichenor Clinic for Children, Rancho Los Cerritos Foundation and the American Red Cross, Long Beach Chapter.

Headshot image of Bruce A. Cordingley
Bruce A. Cordingley

Mr. Cordingley is President & CEO of Pedcor Bancorp and Pedcor Investments, a limited liability company. The principal business of Pedcor Investments is real estate oriented investments and development. Mr. Cordingley is a Director of Fidelity Federal Bancorp, and its subsidiary, United Fidelity Bank, located in Evansville, Indiana. Mr. Cordingley previously maintained a residence in Santa Monica, California.


Headshot image of N. Jack Dilday
N. Jack Dilday

Mr. Dilday is a 35 year investment advisory executive and has founded offices for three major investment firms along with his own. He has a long history in civic affairs especially in the service of youth and charitable organizations and is currently Board Chairman of the Greater Long Beach Metropolitan YMCA’s.

Headshot image of Michael C. Miller
Michael C. Miller

Mr. Miller was appointed to the Board of Directors in May 2012, concurrent with accepting the position of President & Chief Operating Officer. Effective January 1, 2013 he was named President and Chief Executive Officer. Mr. Miller has been with the Bank for over 9 years and was the Bank's Executive Vice President & Chief Credit Officer. He has over 41 years of banking experience.

Headshot image of Gerald K. Pedigo
Gerald K. Pedigo

Mr. Pedigo is Chairman of Pedcor Bancorp and Pedcor Investments, a limited liability company. The principal business of Pedcor Investments is real estate oriented investments and development. Mr. Pedigo is a Director of Fidelity Federal Bancorp located in Evansville, Indiana. Mr. Pedigo resides in San Diego, California.



Long Beach ICB Location

Long Beach
(562) 436-9800
(562) 432-0888 (Fax)

Irvine ICB Location

(949) 453-9100
(949) 453-9102 (Fax)